Agents should review their client's life insurance needs at least every five years, because in every stage of life, coverage can be a necessity.

It's not hard to believe that, today, a hospitalization can be expensive. But, did you know that, in just one week, your client's hospital bill could add up to more than $10,000?

Medicare doesn't cover everything. Your clients may be looking to you to round out their coverage. You've got to be ready to help.

Even with a comprehensive Medicare Advantage plan, a hospital stay can leave your clients with hefty bills for medical care, groceries, transportation costs to follow up appointments and more.

Say your client wants long-term care insurance, but their application is declined due to their age or health or they simply can't afford the premiums. Fear not – short-term care insurance is another solution!

Studies say 70 percent of seniors can expect to use some form of long-term care (LTC) during their lives. That's well over half of the senior population that could be exposed to high out-of-pocket costs without specialized insurance coverage!

You have a client who could benefit from and is interested in long-term care insurance (LTCi)! The problem? Traditional LTCi just isn't the right fit.

When your client wants a Medicare Supplement, do you tend to place them in Plan G? While it's true this Med Supp is the most common choice for newly eligible Medicare enrollees and covers the most out-of-pocket costs, never overlook Plans K, L, M, and N.

Plan N is a Medicare Supplement that offers lower premiums, minimal cost sharing, and comprehensive coverage.

The ACA Open Enrollment Period (OEP) starts November 1! Below are our major medical insurance carrier recommendations for agents.

Looking to expand your insurance business into the under-65 health insurance marketplace?

Annuities have gotten a bad rap with some investors.